Ira Leader & Jennie Leader-Romack
ira@ira4title.com
CELL 909-744-4472
Resources
Consumer Information & Resources
B0RROWING MONEY
Borrow Smart - loan shopping, borrowing strategies and money management
Debt Counselors - Consumer assistance to get out of debt
CONSUMER EDUCATION
The American Council on Consumer Interests - organization for professionals involved in consumer economics
Consumer Action
- consumer education and advocacy - site is in English and Spanish
Consumer Reports - an independent, nonprofit testing and information organization.
Consumer Review
- product reviews and ratings written by consumers
Consumer Tips - consumer tips, resources, advocacy, alerts, advice column
Consumer Watchdog
- nationally recognized non-profit education and advocacy organization
Consumer World - a public service guide cataloging over 2000 of the most useful consumer resources
CREDIT INFORMATION
American Collectors Association - resource guide offers information about the credit and collection industry.
Credit Guide - Multi-lingual guide to knowing and understanding your credit
Equifax - provider of credit information
Experian - provider of credit information
National Foundation for Credit Counseling - a national non-profit network designed to provide assistance to people dealing with stressful financial situations
Trans Union - source of credit information, offers risk and portfolio-management services
FINANCIAL NEWS AND INFO
Bloomberg Investment - provides news, data and analysis to the business community and media outlets.
CNN Financial Network
- coverage of world business news and financial markets
eSignal - global provider of time sensitive financial and business information
Fast Company - chronicles how changing companies create and compete, highlights teams and individuals inventing the future and reinventing business
Financial Times - editorial analysis of financial markets, industries, and companies
FinWeb substantive resources concerning economics and finance-related topics
Forbes - real-time original reporting on business, technology, investing and lifestyle
PRARS - Company financial profiles, annual reports, research reports, message boards
FINANCIAL ORGANIZATIONS
American Bankers Association - the ABA represents banks of all sizes on issues of national importance
Financial Executives
- association for the corporate finance profession
Mortgage Bankers Association of America - represents legislative and regulatory interests before the United States Congress and federal agencies
National Association of Mortgage Brokers - non profit organization dedicated to the improvement of the mortgage broker industry
GOVERNMENT AGENCIES
Comptroller of the Currency - charters, regulates, and supervises all national banks. Also supervises the federal branches and agencies of foreign banks.
Federal Deposit Insurance Corporation
- insures deposits and promotes safe banking practices
Federal Reserve Board - the central bank of the US, conducts the nation's monetary policy; regulates banking, maintains the stability of the financial system
Federal Trade Commission
- enforces a variety of federal antitrust and consumer protection laws
Office of Thrift Supervision
- supervises thrift institutions to maintain their safety and soundness in a manner that encourages a competitive industry
Securities and Exchange Commission
- the primary mission of the SEC is to protect investors and maintain the integrity of the securities markets
SEC Edagr Corporate Database
- access and download information about companies and others who are required by law to file forms with the U.S. Securities and Exchange Commission
U.S. Department of Housing and Urban Development (HUD)
- federal agency responsible for national policy and programs that address America's housing needs
HOME IMPROVEMENT
411 Home Repair - Links for local contractors, architects & landscapers
Better Homes and Gardens - Encyclopedia of home improvement projects
DYI Online - Design, purchase materials or find a contractor
Do It Yourself - Advice on many topics, from appliances to insulation to paint
e-How - How to do just about everything
Handyman Wire - Information guide and resource for do-it-yourselfers
Hints from Heloise - Advice on household projects and cleaning
Home Toolz - Info for all your home improvement projects
Home Tips - Ideas, advice, buying guides, and do-it-yourself help
Lowe's - Home improvement plus online shopping
Michael Holigan - How to improve your home
Mr. Fix-It - All your home repair questions answered from radio's Mr. Fix-It
Natural Handyman - Home repair help, humor, and encouragement
Old House Web - Unique home-repair and restoration solutions
Plans for Dummies - Plans and instructions on a variety of projects
This Old House - America's favorite home renovation TV program
Today's Homeowner - Home improvement, remodeling and decorating
Ubuild
- Do-it-yourself projects and advice for home and garden
HOME INSPECTIONS
ASHI - National professional organization of home inspectors in the US and Canada
CSLB - Contractors State License Board licenses and regulates contractors
Code Check - guide to the most commonly cited code violations for one and two family dwellings.
Home Inspector Locator - searchable database of over 3,000 experienced Home Inspectors all across the US.
House Detective - Ask the Inspector," a public awareness forum
Pest World - Why you need to inspect a home for termites before buying or selling
Termite Bites - Prevention, inspection, treatment and facts about termites
INVESTMENTS
Briefing.com - live market analysis on the US stock and US fixed income markets
CBS Market Watch
- the story behind the numbers
Smart Money - daily stock and mutual fund recommendations, hourly market updates, personal finance investing research tools
Yahoo Financial Center - stock market info and financial resources
LEGAL RESOURCES
Attorney Directory - Search for an attorney based on location & practice
Better Business Bureau BBB report can help you determine if a company has a good record
Consumer Law Page - A "know your rights" consumer law resources site
Find an Attorney - Categories of lawyers across the US and around the world
FindLaw - provides access to a comprehensive and fast-growing online library of legal resources for use by legal professionals, consumers and small businesses
It's Legal
- do-it-yourself legal resources for consumers
LectLaw - material on problems and questions consumers run into
Legal Survival - extensive information on consumer, debtor/creditor, divorce/family, traffic, e-commerce, elder, estate planning, health care, immigration, landlord/tenant, municipal, personal injury, real estate, small business and tax law
Notice.com - legal and consumer notices of class actions, product recalls, financial notices
MAPS AND DRIVING DIRECTIONS
MapBlast - Maps and driving directions on the web
MapQuest - Online maps and directions
Yahoo Driving Directions - Driving directions and maps
MONEY MANAGEMENT
American Savings Education Council - a coalition of private and public sector institutions to raise public awareness about long-term personal financial independence
Bank Rate - the web's leading aggregator of information on over 100 financial products
Dollar Stretcher - living better for less
Hoover's
- money management, career development, news, and business travel
Kiplinger News - personal finance and business forecasting guidance
MoneyCentral
- stock research, portfolio tracking, news, online bill payment, retirement, college, taxes, insurance, real estate, and savings information
Motely Fool - financial education and information
Quicken - organize and track your finances
The Money Page - consumer guide to investment, banking and finance
Pro2Net is a comprehensive online esource for accounting, financial services, human resources, insurance and legal professionals
Your Money Page - tools and calculators for your financial future
Worth - manage money, pursue your passions, make a difference
X-Rate - foreign currency exchange rates
MORTGAGE AND LOAN INFO
Multi-lingual Mortgage Guide - download a free guide to choosing the right mortgage, in Spanish and English
Daily Mortgage Rates - mortgage rate updates by mortgage market information services
Fannie Mae
- financial services make it possible for low, moderate, and middle-income families to buy homes
Freddie Mac
- corporation chartered by Congress to create a continuous flow of funds to mortgage lenders in support of homeownership and rental housing.
Ginnie Mae - partners with non-profits, the investor community, and others to make homeownership opportunities available to more families.
Mortgage Law - an informational overview and resources
Mortgage Magazine - A global database of information related to real estate finance
VA Home Loan Program - provides information on VA programs, veterans benefits
MOVING RESOURCES
Click and Move - They've compiled a directory of over 1,000,000 moving and relocation related services.
Monster Moving - Directory of movers and moving services worldwide
Moving Resources - Anything and everything related to moving
Move Source - full service relocation company providing timely, professional guidance to relocating clients
Self Storage - Storage locations in the US and Canada
REAL ESTATE RESOURCES
ABC's of Real Estate Information and resources useful in buying or selling a home, plus mortgage tools
Best Places to Live - Get a statistical snapshot of over 3,000 places to live in the US
Insurance Shop - Receive real quotes tailored to your specific insurance needs
Home Buyers' Center - Helpful hints, checklists and "To-Do" lists for buying a home, as well as links to other info
Home Fair - Interactive tools and useful information when buying or selling a home
Home Path - Help with buying or refinancing a home
Home Warranty - Comprehensive Plus Plan - 37 items not covered in other home warranty standard plans
MSN House and Home - Guide to home buying, and tools to research homes, neighborhoods and loans
Real Estate Library - Resources for Real Estate professionals, buyers, sellers.
REALS - A comprehensive Real Estate and Mortgage directory
Realtor� Code of Ethics - Available in 6 languages
1031 Exchange - Use a 1031 exchange to defer payment of capital gains taxes
TITLE INSURANCE
American Land Title - ALTA represents the interests of the land title industry on a national level
The Title Report - Market information for the Title Industry
Title Web - Online source for information on title industry technologies and trends
SCHOOLS AND EDUCATION
eSchool Profile - Providing quality school information online
Great Schools - The premier online guide to K-12 schools
School Match - School research and data consulting services
The School Report - School information, reports, and comparisons for moving families.
US Department of Education - Promoting education excellence for all Americans
TAX INFO AND RESOURCES
Taxpayer Relief Act - Explanation of 1997 law and it's imlications
1031 Exchange - Use a 1031 exchange to defer payment of capital gains taxes